Funeral services for Phyllis Marie Higgins, 73, of Ruthven, will be Thursday at 11 am at the Lampe Funeral Home in Lake City.  Burial will be in the North Raccoon Cemetery in Lanesboro.  Survivors include:  Husband, Raymond.  Son, Nathan Higgins of Longmont, Colorado.  2 grandchildren and 3 great grandchildren.  Siblings, Raymond Magner of Denison, Robert Magner of Hamlin and Elaine Allen of Dawson.