Funeral services for Kay Lutz, 60, of Panora, will be Monday at 7 pm at the Twigg Funeral Home in Panora.  Burial of her cremains will be at a later date at the Iowa Veterans Cemetery in Van Meter.  Visitation will be Monday from 5 pm until the time of the service.  Survivors include:  Husband, Patrick.  Children, Lila Lutz of Panora, Jeanne Sorensen of Churdan and Patricia Small of Panora.  8 grandchildren.  Brothers, Kris Thacker of Ogden, Keith Thacker of Boxholm and Kurt Thacker of Ogden.